New Orleans requires certain insurance conditions to be met by a rideshare company and its drivers before the company can offer its services. Some of these conditions may apply if you have been involved in a rideshare accident.
If your driver is logged into the app when the accident occurs, then the rideshare company will cover the insurance. If they are not logged in, you will likely be dealing with an Uber or Lyft driver’s personal insurance. It is important to know a skilled and dedicated New Orleans rideshare accident attorney.
We can help you make sense out of the complex mandates regarding rideshare insurance policies. The Gertler Law firm is well versed in dealing with the nuances of Uber and Lyft accident claims. If you have any questions about your specific case, do not hesitate to call us.
Insurance And Liability When Accepting Passengers
Uber and Lyft drivers are required to meet coverage limits if an accident occurs during specific parts of their drivers’ routes. If a rideshare driver is in an accident while accepting a passenger match, completing a transaction, or the last passenger is exiting the vehicle, then that driver must have an insurance policy covering $1,000,000.00 for death, personal injury, and property damage.
The rideshare driver must also have uninsured or underinsured motorist coverage for the same amount.
Uber drivers have coverage for when they are logged into the rideshare app and are transporting passengers. If a rideshare driver is in an accident from the time they accept a trip and are transporting a passenger, then they have coverage of $1 Million in commercial auto insurance.
They also provide $200,000 of initial for death or personal injury of any one person, at least $100,000.00 additional liability if they are logged into the app but haven’t picked up a passenger yet.
New Orleans Statute Of Limitations
Do keep in mind that Louisiana has a statute of limitations of one year for civil cases, under which Uber and Lyft accidents usually fall. In other words, you have one year from the date of your accident to start filing a lawsuit or a claim for settlement.
If you miss the deadline to file your lawsuit, a court could stop you from receiving your compensation.
Determining Who Is Responsible In A Rideshare Accident
When an Uber or Lyft accident happens, it can be difficult to determine who is legally and financially liable for it.
At the Gertler Law Firm, our experienced Uber and Lyft accident lawyers have access to the latest information regarding these cases and help you find a resolution.
If you have been involved in a rideshare accident, do not hesitate to call us at (504) 527-8767 and get a free consultation. We are here to fight for your rights and get you the compensation you deserve.
